body	{
	background-image:url(/images/bg.jpg);
	background-repeat:repeat-x;
	background-color:#F5F2E2;
	font-family:"Trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:12px;
	margin:0px
}
img	{
	border:0px;
}
form	{
	margin:0px;
}
h1	{
	font-size:20px;
	letter-spacing:4px;
	margin:10px 5px 5px 0px;
}
h2	{
	font-size:16px;
	letter-spacing:6px;
	margin:10px 5px 5px 0px;
}
h3	{
	font-size:16px;
	margin:10px 5px 5px 0px;
	color:#FFFFFF;
}






#wrapper	{
	left:50%;
	margin-left:auto;
	margin-right:auto;
	width:843px;
	display:table;
}



#header	{
	background-image:url(/images/header.jpg);
	background-repeat:no-repeat;
	width:843px;
	height:123px;
	display:table;
	clear:both;
}
#photos-jpg	{
	margin-left:545px;
	position:absolute;
}
#ghost-button	{
	width:230px;
	height:123px;
	margin-left:40px;
}
#nav	{
	background-image:url(/images/nav-bg.jpg);
	background-repeat:repeat-x;
	display:table;
	height:39px;
	width:843px;
	clear:both;
}
#navlinks	{
	padding-top:10px;
}
#navlinks a{
	text-decoration:none;
	color:#FFFFFF;
	text-transform:uppercase;
	padding-left:15px;
	font-size:12px;
}
#navlinks a:hover{
	text-decoration:underline;
	color:#FFFFFF;
	text-transform:uppercase;
	padding-left:15px;
	font-size:12px;
}
/* Alt Images */
#middle-image, #middle-image2, #middle-image3, #middle-image4, #middle-image5	{
	background-repeat:no-repeat;
	background-position:center;
	width:843px;
	height:163px;
	display:table;
	background-color:#FFFFFF;
	color:#666666;
	clear:both;
}


#middle-image {	
	background-image: url(/images/happy-girl-in-sweater.jpg);
}
#middle-image div {
	margin-top:30px;
	margin-left:150px;
	width:355px;
}

#middle-image2	{
	background-image: url(/images/woman-smiling.jpg);
}
#middle-image2 div {
	margin-top:30px;
	margin-left:150px;
	width:355px;
}

#middle-image3	{
	background-image: url(/images/woman-with-credit-card.jpg);
}
#middle-image3 div {
	margin-top:30px;
	margin-left:150px;
	width:355px;
}

#middle-image4	{
	background-image: url(/images/man-in-black-crossed-armed.jpg);
}
#middle-image4 div {
	margin-top:30px;
	margin-left:150px;
	width:355px;
}

#middle-image5	{
	background-image: url(/images/woman-glasses-credit-card.jpg);
}
#middle-image5 div {
	margin-top:30px;
	margin-left:150px;
	width:355px;
}




/* End Alt Images*/

#content-wrapper	{
	width:843px;
	display:block;
	background-color:#FFFFFF;
	clear:both;
}
#crazy-whiteness {
	width:843px;
	clear:both;
	display:table-cell;
	background-color:#FFFFFF;
}

#content-left	{
	float:left;
	display:table-cell;
	clear:left;
	width:444px;
	background-image:url(/images/content-bg.jpg);
	background-repeat:no-repeat;
	margin-left:20px;
	padding-left:20px;
	padding-right:15px;
	border-bottom: #FFFFFF solid 20px;
}
#body-graphic	{
	padding-right:14px;
	padding-bottom:8px;
	padding-top:8px;
}
#buttonpad	{
	padding-top:15px;
}





#content-right	{
	float:right;
	clear:right;
	display:table-cell;
	width:303px;
	margin-right:20px;
}
#form	{
	background-image:url(/images/form-bg.jpg);
	background-repeat:repeat-x;
	width:299px;
	border-left:#535353 solid 1px;
	border-right:#535353 solid 1px;
	background-color:#A7D3EF;
	display:table;
	min-height:295px;
}
#icon-action	{
	position:absolute;
	margin-left:250px;
	margin-top:-70px;
}
#form-action	{
	color:#FFFFFF;
	font-size:18px;
}
.form-text	{
	text-align:center;
	font-size:14px;
}








#first-cta	{
	background-image: url(/images/open-book.jpg);
	background-repeat:no-repeat;
	height:160px;
	width:304px;
	display:table;
	color:#FFFFFF;
	clear:both;
	margin-top:20px;
}
#first-cta div	{
	padding-left:10px;
	padding-top:40px;
	width:180px;
}
#second-cta	{
	background-image: url(/images/credit-cards-lock.jpg);
	background-repeat:no-repeat;
	width:304px;
	height:160px;
	display:table;
	margin-top:20px;
	clear:both;
	color:#FFFFFF;
}
#second-cta div	{
	padding-left:10px;
	padding-top:15px;
	width:180px;
}

#footer	{
	position:relative;
	height:53px;
	background-color:#BFBBA9;
}
#footer-in	{
	position:relative;
	margin:auto;
	width:843px;
	color:#666666;
	text-align:center;
	padding-top:10px;
	background-color:#DBD7CD;
	height:43px;
}




/* creates illusion of cellpadding on all td's */



#form td {
	padding:3px;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05, .form-07 {
	font-weight:bold;
}




/* centers all form elements */
#form td {
	text-align:center;
}




/* modifies the drop-down menu */
.select-01 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}



/* modifies the input boxes */
.input-01, .input-02, .input-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}

.form-09 input	{
	padding-top:20px;
	padding-bottom:30px;
}
a {
	color:#FF941F;
	text-decoration:none;
}
a:hover	{
	color:#FF941F;
	text-decoration:underline;
}

#disclosures	{
	text-align:center;
}
#disclosures ul	{
	margin:0px;
	padding:0px;
}
#disclosures ul li {  
  display:inline;
  margin-right:20px;
  color:#333333;
}
#disclosures a 	{
	color:#000000;
	text-decoration:none;
	font-weight:bold;
}
#disclosures a:hover	{
	text-decoration:underline;
}